m-Commerce: Banking at Your Finger Tip!

Mobile Banking is one of the m-commerce platform that allowed user to transact the banking transaction at anytime and anywhere. Most of the Banking today has offered the Mobile services as one of the channel for customer convenience.

Bank Islam is the first Bank in Malaysia offering TAP Mobile Banking-i which is officially launched on 20 October 2010. TAP mean 'Transaction at Palm'. This mobile Banking application use "mPOD chip" technology to display banking menu on user's phone mobile. This' mPOD technology was patented from Taiwan.

The features of Bank Islam Mobile Tap :

a. NO Internet access required. It mean that, the application used the TELCO line i.e. CELCOM, DIGI, MAXIS etc. Other bank used Web based application which the access is through Internet connection.

b. No downloading of software required. Using plug & play aaproach

c. Not limited to specific phone model. Any model of phone can be connected.

d. Save and secured. TAP used technology "Triple Des Encryption". This is the highest security level for SMS technology whereby the data sent to Telco were changed to unknown character.

Source : www.bankislam.com.my

Among other Services Provided were:

1. Balance Inquiry

2. Fund Transfer

3. Bill Payment

4. Bank Islam Financing Inquiry & Payment
5. Prepaid Topup
6. Cheque Management

So, with TAP you NO need to go to Branches! NO Need to pay a parking Fees, NO need to Wait. The most important is TAP is secured, Cost and Time Saving, Cashless and Paperless!

With TAP Mobile Banking Bank Islam, it will made your Banking Transaction at Your Finger Tip!

Source : www.bankislam.com.my.